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Stocks & the Psychology of Money.
Intro & Course Live Streams ***START WITH LECTURE 1.0***
Intro Message From Kevin 2023. (1:47)
1.0: (New Method) Discord & Livestream Access (5:46)
1.1: IF you see a Mistake, EMAIL ME and I'll Give you $5 Each Mistake. (0:35)
Starting Out: The Danger, the Dream, the Disclaimer.
DANGER: This & Then That. (1:03)
DREAM: The Dream Calculator (with Download) (5:42)
DISCLAIMER: Financial Disclaimer. (0:37)
Starting Out: You Won, but Feel Poor.
The #1 Rule of Money: Case. (4:21)
The #2 Rule of Money: Defined. (4:25)
The #3 Rule of Money: The Walk. (4:02)
The #4 Rule of Money: The Base Rule for Budgeting. (3:28)
The Ownership & Loss-Assessment Rule. (5:19)
The Ovarian Lottery. (1:21)
Investing vs Investing: It Changed my Life. (4:35)
The Floating Quest. (2:06)
The Firehose vs Incremental. (2:20)
The 30-Year Rule for Stocks & Choice. (1:55)
The Focus List. (1:14)
The Value Hack & Super Important Money TRICK! (3:58)
Go Into Hiding. (2:59)
The ONLY TWO Guarantees in Finance. (1:24)
Starting Out: The Dumb Choices of No Money.
The Dumb Location Rule. (5:49)
What's Backwards about FIRE. (2:31)
The Two Footer - WORST Mentality — This Keeps Most Poor. (3:57)
The Law of Guns and Butter. (7:42)
The Car Industry. (5:19)
The Sneakiest Money Problem. (4:28)
Clothing & What Stopped my Dad’s Financial Freedom (3:32)
Watches & Jewelry Trap. (2:01)
The Home Trap and My Biggest Loss. (5:05)
Gifting Hack & Credit Scores. (3:29)
Dating & Financial Nakedness. (5:04)
The Replacement Rule & Value of Spouse. (5:42)
The Basic Base Rule. (1:24)
Starting Out: The Mentality of No Money vs Money.
Is Mentality the Same as Mindset. (1:28)
FAST Pass Flaw. (3:11)
The Coupon Fallacy: DO THIS INSTEAD. (3:00)
Happy Being Cheated. (3:31)
How to ACTUALLY Negotiate and Win. (7:31)
Rule of When There’s One There’s Two. (3:00)
‘Poor’ Wording. (1:35)
I’m Sorry. Principles and Liability. (2:30)
Beach, Mall, Movie Problem. (1:51)
Per-Hour Entertainment Rule. (2:44)
Mr. Give & Giving & Charity. (3:30)
The Myth of the 850 Credit Score. (2:47)
Starting Out: Productivity Habits & Notification & Obligation Paralysis.
Music-Book Rule for Productivity. (1:15)
The 5-Minute Workout & 2-Minute Rule. (1:17)
The Phone Problem & The Flow State of Money. (4:29)
Check Obsession and Productivity Trick. (2:22)
Solving Reminder & Notification Paralysis. (5:59)
Solving The Toxic App Problem. (5:47)
An Introduction to Attorney-Smart Chaos Theory [VERY Important] (4:14)
3 Steps BEFORE Doing ANY Financial Organizing. (3:58)
Starting Out: Water-Cooler Investing.
The Most-Toxic Substance. (2:25)
Valuation Validation vs the Quantitative Resolution (VERY IMPORTANT). (3:20)
Do as the Blue Jeans Millionaire. (1:23)
The Blind Flaw of Realizing Gains. (2:14)
Buy Low, Sell High Debunked: QQ Rule. (2:30)
Why You’re Mentally Killing your Ability to Invest. (3:10)
Why Your Cohorts are Killing your Ability to Invest. (2:05)
The Heavenly Hottie’s Punch Card. (3:55)
Starting Out: Death of Paycheck to Paycheck
Killing Paycheck to Paycheck with Chaos Theory Control State: Step #0. (5:29)
Chaos Theory Control State: Executing Step #1. (1:19)
Alternate to Step #1. (1:02)
Chaos Theory Control State: Executing Step #2. (2:03)
Chaos Theory Control State: Executing Step #3. (4:42)
Chaos Theory Control State: Executing Step #4. (2:19)
Chaos Theory Control State Revisited. (3:16)
Starting Out: Negotiating a Raise: Preventing Paycheck to Paycheck [P2P].
Preventing P2P Chaos Theory: Step #1. (2:05)
Preventing P2P Chaos Theory: Step #2. (2:41)
Preventing P2P Chaos Theory: Step #3. (5:46)
Preventing P2P Chaos Theory: Step #4. (0:29)
Preventing P2P Chaos Theory: Streamlined. (2:00)
Preventing P2P Chaos Theory: Alternate #1. (1:06)
Preventing P2P Chaos Theory: The Company Man and Woman. (2:11)
Preventing P2P Chaos Theory: Alternate #2: Double Edged Sword & BIG Happiness Rules (Commutes) (2:13)
Starting Out: The Laws of Banking and Practical Psychology of Investing
The Ironic Misery of Checks: A Secret Lecture on Time, Living like the Wealthy, & Productivity. (7:34)
The Two-Faced Nature of Cash (4:28)
Checking Accounts & BEST & EASY & FREE Account Recommendation. (2:14)
Tricks for Checks & Checkbooks. (5:49)
Checking Accounts Get these Two Things AT the Bank (0:58)
Wealthy People Keep THIS Set in their Car - Always [Live Cheat Sheet] (2:41)
Note on Unbanked. (0:43)
Kevin's Favorite Stock Trading Account (1:27)
Watch KEVIN BUY STOCKS & FUNDS & Trade with Favorite Account. (6:00)
Watch Kevin Buy Mutual Funds (1:01)
Note on Analytical Trading vs The Customer Investor & My Philosophy. (4:15)
Kevin on Indexes, Funds, & Automated Transfers (4:38)
The Impact of Fees on Returns (Bigger than Presumed) (1:06)
Comparing Vanguard & Fidelity Fees as well as Robo (2:56)
Kevin on Diversification and Why I HATE the 60-40 & Rebalance Rule. (5:04)
When Diversification is LEAST Important and the Capacity for Wealth. (4:36)
Safety Deposit Boxes & FDIC & SIPC Insurance. (2:23)
NEVER Bother Opening THIS Account & the WRONG Way to “Grow” your Wealth. (2:44)
NEVER use THIS Free Service — Follow this Credit Rule Instead. (2:53)
Overdraft (Old School vs New School). (1:28)
The Irony of Interest & Debt: Wealthy vs Poor. (10:02)
Mobile Deposit Rule EVERYONE Should Use. (2:13)
Bill Pay Tool to NEVER be Late (With Download) (5:01)
Preventing Overdrafts & When to Check your Accounts. (2:04)
Paper Bill Drawer Flow (Late Less Imp) (5:43)
Electronic Bill Flow & Trifecta System Overview. (1:19)
Accounting Success: Journaled Hero. (2:00)
The Reality of Disputing Charges. (1:54)
Pay-Day Loans & Check Cashing AND Personal Loans. (1:49)
Starting Out: Practical Economics to Make you Money.
Credit Cards & the Toxin of Reverse Compounding. (5:46)
The Noise that Kills Investing Despite Compounding. (4:19)
The Curse of Line-Item Pricing. (4:58)
Bulk Fallacy & Per Unit Cost & The Alternative. (4:28)
Sunk Costs; My Personal Struggle on Business & Education. (6:41)
Toxicity of Free. (4:03)
Accounting Formula & Thinking Critically. (5:38)
Gift Card Curse. (1:59)
Spend Shaming [Shopping Alone is Worst]. (1:26)
Opportunity Cost & Fallacy. (3:36)
Loss Aversion — The LEAP — Be a Part of the 47% [Very Important] (5:05)
Starting Out: The Laws of Credit and The Quest to 850.
Real Life Locks — The Two that Matter (EXTREMELY IMPORTANT) (8:47)
How to Actually Freeze Your Credit. (2:24)
The Bank’s Favorite Customers & the Score that Matters. (2:32)
MOST Important Factor in Credit Score & Hack. (2:18)
Next-Factor for Credit Boosting. (1:58)
Third Factor for Credit. (2:13)
4th Factor for Credit & Hack. (0:49)
5th Factor for Credit & Bundle Hack. (2:09)
Make Sure you do THIS with Credit & a Warning. (1:44)
Building Credit WITHOUT Credit Cards. (1:36)
Business Credit & Qualifying Business Debts. (1:47)
My Favorite Credit Cards (Beginner to Advanced 0-850 Credit) & WARNINGs. (8:43)
WARNING: Warranties & Benefits & Car Benefits. (2:24)
Annual Fees. (2:38)
Store Cards, Air Miles, and Cash Back [BEST POSSIBLE REWARD vs SCAM]. (2:43)
Credit Labeling & Everything with a Place. (1:02)
Your BEST Credit Line & Understanding The Economics of Secured vs Unsecured. (6:23)
Your NEXT Best Credit Line & the BEST Place to Get them. (1:06)
Your THIRD Best Credit Line. (1:06)
Credit God - NEED to Know about Credit. (10:26)
Credit & Money | Don't Make This Mistake. (1:22)
Starting Out: Emergency Funding.
Automatic Sweeping & Manual Sweeps & Emergency Fund Warning. (3:11)
Starting Out: Money Hacks to Make Money.
Economies of Scale for Personal Finance: Revenues & Profits. (7:01)
Marginal Analysis - What does it Mean? (2:30)
IMPORTANT FOR WEALTH: The Personal $1 Rule. (5:02)
Practical $1 Rule: The Tumbler. (3:11)
Home Cooking DANGER & Time Fallacy. (2:26)
Business Class - B2B vs B2C. (3:33)
The Match. (2:09)
Starting Out: Creativity & Happiness Hacks.
Happiness Hack #1: Optimal. (3:04)
Happiness Hack #2: Setting & Extreme Analysis & Aristotle. (2:59)
Ultimate Creativity and Happiness Tool (40 Second Trick) (2:55)
Ultimate Creativity and Happiness Comes From… (0:31)
The Complexity Complex. (2:59)
The Changing Screen Hack for Elatedness. (0:36)
How Happiness ACTUALLY Works (How to Become Happy)) (4:01)
Progressing: Coronavirus Section
For More Cash NOW - Tax Trick! (5:28)
How I Force Myself to Wake Up Early and Why. (3:33)
I Always Thought the “R” Word was Stupid. (2:46)
Happiness and Time Structuring: My Daily Schedule - Stuck at Home. (4:18)
Happiness, Work, and Family: How to Establish the Boundary. (6:27)
Happiness Hack: The Jacket Trick. (3:03)
Happiness Hack: The Scrub. (2:22)
Bad: How my Mom Handles Money. (3:42)
Bad: How my Dad Handles Money. (2:58)
The Deadly Sin of Quality. (10:22)
Stock Market Investing: LARGE Green Day! (5:11)
Progressing: The Truth about Donating
The Donation Hack: Time, Chaos, and Wealth. (9:33)
Donating Cash: The Dangerous Flaw. (3:30)
Limitation on Donation Hack (2:04)
Progressing: Passive Income
Passive Income & Passive Wealth. (4:16)
Passive Income Starts Here: For Yourself. (4:13)
Passive Income: What the Internet. Gets Wrong (3:17)
Passive Income: I Just Went to Apple.com and Canon to Spend and THIS Happened (3:28)
Passive Income: Defaults & Collateral in Leverage. (5:03)
Passive Income: The Duality of Leverage. (2:10)
Passive Income & Unsafe & Toxic Leverage (Debt) (3:52)
Passive Income & Risky but not Toxic Leverage (Debt) (6:20)
VERY IMPORTANT. The All-In Fallacy, True Debt, & Why the Rich Really Get Richer. (8:41)
Passive Income: The Q & P Problem. (5:00)
Passive Income: Personality Test (3 Tests) (6:26)
Passive Income: Stock Wealth (4:17)
Passive Income: Stock Dividends (4:46)
Passive Income: Reiterating a Big Danger and WHY. (1:16)
Passive Income (Adapted from Live): The Treasure-Chest Journey. (9:32)
Progressing: Platforms
How to Use M1Finance (Showing Mine) to Buy Stocks & Create an Index Fund of your Own (Diversity) (19:07)
How to Transition M1Finance Pies (Updated Versions) (6:22)
How to Setup M1Finance Pies within Pies (Step by Step) 1337 (54:49)
More Advanced: The Stock Market & Stock Investing.
Introduction to the Stock Market (My Critical Take) (4:18)
Stock, Share, Equity & Accounting Formula. (4:34)
What is a Common Share vs Preferred Share? (2:04)
Understanding Index Funds & Exchange-Traded Funds (ETFs) (Simply Put) (6:54)
Wealthfront or Stock Picking or M1Finance? (3:27)
Understanding the Broken Sell Button. (9:22)
Danger: Pump and Dumps (Identifying) (4:44)
Next-Day Fallacy (4:20)
Theory of Earnings Per Share (EPS) and Dangers. (12:56)
Theory of Price to Earnings Multiples (PE) and Dangers. (15:02)
Building Wealth in Stocks vs Real Estate. (10:27)
How Dividends Affect Price. (7:49)
Corporate T, Stocks Splits, & Myth of Stock Price. (12:18)
My Take on Day Trade vs Swing Trade vs Long-Term Investor (7:24)
Theory of Stock Buy Backs. (4:43)
Options & the Danger of Options Compared to Stocks (Yet I Use Them). (6:00)
Important for All: (Takeaway #1) on Companies. (5:40)
(MORE) Important for All: (Takeaway #2) on Companies. (3:53)
Two Most Dangerous Aspects of Businesses. (0:57)
The Real Reason we Read Company Earnings (Exposed). (4:07)
Sister Company (Stock Hack & Hedge Fund Hack - EASY). (8:02)
Commodities vs Value vs Cryptocurrencies, Bitcoin, & Speculative (13:11)
The Psychological Danger of Margin - Big Issue NO ONE Considers! (3:45)
The Falling Knife & Heavy vs Nibbling. (2:38)
Correctly Comparing Rates of Return (Common MISTAKE). (5:13)
Should you buy a Stock BEFORE doing a Fundamental Analysis? (1:09)
More Advanced: Stock Fundamental Analysis.
Understand THIS to Begin Stock Analysis: The SEC (Details). (8:20)
SIPC vs FDIC - Big Difference. (3:26)
Why THIS is the Best Way to Pick a LONG-Term Hold Stock. (4:24)
Annual Report Analysis Part 1. (23:34)
Annual Report Analysis Part 2. (28:53)
Annual Report Analysis Part 3 (with spreadsheet). (22:36)
Top #3 Sources for Fundamental Valuation (after SEC/Earnings Calls). (10:25)
Example: Fundamental Analysis on Spreadsheets (3 Examples w/ Downloads) (16:44)
Example: Fundamental Analysis on Nio (w/ Sheets) (20:25)
Fundamental Valuation: The Huge Difference Between Stocks & Real Estate. (8:08)
Actually USING Your Fundamental Analysis. (5:52)
*Important* Time Value of Money, Discount Rate, NPV, & Discounted Cashflow Danger. (17:43)
Barrons Provides PROOF of my Favorite Argument in Stocks!! LESSON. (3:15)
Excellent Research Tool VERY FEW Know About! Free! (9:48)
Starting your Fundamental Analysis from SCRATCH: Tricks, Trajectory, Verticals, Churn, & More. (17:06)
THIS is Regularly Important for Fundamental Analysis. (6:22)
Pro Forma & SPACs in Fundamental Analysis. (1:20)
Super Useful for Tracking Growth BEFORE Earnings. (0:59)
Dangers with Fundamental Analysis & Spreadsheeting (Example). (13:19)
Why Bother | Crucial Issue with Fundamental Analysis. (3:03)
Fundamental Analysis: Background on Wayfair vs Etsy Analysis. (8:25)
Fundamental Analysis: Understanding Research - What MOST Miss. (21:52)
SPAC: Understanding SPACs - An Introduction to Valuation. (15:08)
Fundamental Analysis (Deep Dive Example): TTCF. (28:33)
More Advanced: Starting a Business and Lawsuits
Starting a Business (Step 1 on Priority, Insurances, Etc.) (11:21)
Starting a Business (Step 2) on Next Priority, Employees, Etc. (6:57)
Contracts & NEXT. (3:04)
S-Corporations & LLC & Liability. (3:21)
Registered Trademarks and Reality. (2:27)
Independent Contractors vs Employees. (3:54)
Sales vs Employee: Choosing. (1:43)
The Truth about Lawsuits and your Business. (3:12)
Will a Professional License Boost your Revenue? (0:55)
More Advanced: Taxation & Strategies for Retiring.
How to NEVER Pay Taxes on Real Estate or Stocks (Legal Hack). (5:03)
Term vs Whole Life Insurance. (2:16)
The 200 Rule for Wealth & Building for Retirement (24:38)
The Harsh Reality & Danger of the ROTH IRA. (11:29)
WHEN to Actually Begin Using the Roth. (2:12)
(How to) Growing Wealth Without Taxes (Important). (11:37)
New TOOL Lauren and I Use DAILY (VERY GOOD). (3:18)
Use this to Not Lose Money (Easy). (1:12)
Big Mistake for Taxes Every Year. (2:07)
DO NOT TAKE A *Tax REFUND.* (4:02)
Write Offs, Deductions, and Tax Credits. (4:39)
Phase Outs & Marriage Penalty & Marriage Benefit. (3:54)
Understanding Marginal Tax vs Average Tax Rates. (3:43)
Important: Business vs Personal Deduction Understanding & Real Example (Why Some are Richer) (7:50)
Standard Deduction vs Itemized Deduction & SALT Taxes. (4:10)
Writing off Interest (Special Rules & Trick!). (1:34)
Almost EVERYONE Should have THIS Tax Account (not Roth) to Save BIG Taxes. (9:01)
EVERYONE Should Have this to Save Taxes (Here's Why). (7:15)
Very Smart Investors do this! Harvest, Lots, & Sister Co. (8:43)
Wash-Loss Rule - Additional Insight. (2:32)
Above the Line & Below the Line. (5:57)
Tax & Wealth Strategies: The Truth about Retirement Accounts. (19:03)
Two Often Forgotten Tax Credits. (3:35)
Special Retirement Plan for Self Employed (High-Income Tax Strategy). (3:41)
Downside of Special Retirement Plan for Self Employed (High-Income Tax Strategy). (3:42)
A Touch of Real Estate (Not a Real Estate Course - But Some Important Money Topics on Real Estate).
Myth and Danger of Mortgage Insurance (PMI or MIP or UF MIP) (5:00)
Great Way to Find Off-Market Deals [App!] (5:47)
Fundamental Analysis.
The MOST Difficult Form of Investing. (12:37)
Fundamental Analysis Gross Profit & Mix. (14:06)
Fundamental Analysis OpEx. (17:06)
Fundamental Analysis Income Statement. (24:27)
Fundamental Analysis Income Statement OpEx. (17:08)
Fundamental Analysis Ratios. (26:19)
Fundamental Pricing Power. (10:09)
Fundamental Analysis Balance Sheet. (8:38)
Fundamental Analysis Cashflow. (19:44)
(UNDER DEVELOPMENT) Stock Margin, Trading, Options, Technical Analysis, & Strategies.
An Introduction to Kevin's Strategy on Options (More Lectures Coming). (29:33)
Margin: An Introduction to Debt on Stocks. (4:18)
Margin: The Double Danger of Margin & Calculating Margin. (4:52)
Margin: 3 Ways to Reduce Margin PLUS Beta & Alpha. (13:18)
Portfolio: Beta Weighting your Portfolio. (10:01)
Portfolio: Downside of Beta Weighting. (3:11)
Options: Leverage vs Stocks. (12:12)
Options: In the Money vs Out of the Money. (6:45)
Options: The 4-6 Real Dangers of Options (Important). (12:22)
Options: Intrinsic Value vs Extrinsic Value. (11:35)
Options: Properly Using Implied Volatility (Basis of Options). (15:01)
Options: Charting Implied Volatility (Basis of Options). (3:10)
Options: Odds of Profit - Calculating Odds ANY EXACT Future Price. (9:08)
Options: Implied Volatility Checkpoint & Use. (6:45)
Portfolio: Inflation Fundamentals. (13:27)
Technical Analysis (TA): TA or Fundamentals. (6:19)
Technical Analysis (TA): Setting up Charts, Shortcuts, & Tricks on Webull. (28:17)
Technical Analysis (TA): Odds and Game Plan / Prep. (4:08)
Technical Analysis (TA): Kevin's take on Candles (THE STICKS). (10:44)
Technical Analysis (TA): Stops & Manipulation - Danger. Trailings. (9:32)
Technical Analysis (TA): SMA, EMA, Trends. (18:09)
Technical Analysis (TA): Reversals & Wedges & Trends. (8:00)
Technical Analysis (TA): Supports, Resistances, and Retracement. (15:04)
Technical Analysis (TA): RSI (Key for next 2 Lectures). (8:50)
Technical Analysis (TA): VWAP + RSI Combo. (4:17)
Technical Analysis (TA): Vortex Indicator with RSI and VWAP. (8:07)
Technical Analysis (TA): Volume & Volatility. (15:13)
Technical Analysis (TA): Order Books (Level 2). (6:09)
Technical Analysis (TA): Special Algo. (14:04)
Technical Analysis (TA): Special Algo Reversals. (5:05)
Options: Kevin's Take on Theta. (9:41)
Options: Kevin's Take on Delta & Delta Hedging. (8:24)
Options: Kevin's Take on Gamma. (9:44)
Options: Gamma Squeezes Explained. (1:50)
Options: Call Options & Volatility Crushes. (10:55)
Technical Analysis (TA): Exiting a Bad Trade. (8:22)
Technical Analysis (TA): The Most-Powerful, Simple TA Tool. (8:01)
Options: Selling Puts (Part 1) (22:09)
Options: Selling Puts (Part 2) (10:41)
Money: Checkpoint on Making Money. (2:41)
Money: Prenups. (4:55)
Stocks: Intro to 3 Primers - Always Remember THIS. (3:41)
Stocks: Primer on Fundamental Analysis. (24:43)
Stocks: Primer on Technical Analysis. (6:15)
Stocks: Primer on Momentum. (17:54)
Stocks: Insider Sales. (2:20)
Stocks: Portfolio under $25,000. (1:35)
Stocks: Making Money with Small Portfolios. (7:51)
Stocks: Growing a Midsized Account. (0:55)
Stocks: If Retiring Soon. (2:45)
Stocks: Eliminating Margin. (1:47)
Stocks: Warrants. (3:05)
Stocks: When should you Sell? (6:43)
Stocks: Portfolio Management and Sectoral Shift. (10:16)
Options: Do you Need to do Options? (1:58)
Options: The #1 MOST Important Consideration. (11:46)
Options: The First Option You Should Ever Do. (6:55)
Options: Covered Call. (4:15)
Options: Cashflow with Options. (18:11)
Options: Bullish Call Spread. (8:40)
Options: Bullish Put Spread. (7:47)
Options: Skew. (7:08)
Options: Understanding my Options Trades (Examples). (4:37)
Options: What if Sold Calls are LOSING MONEY? (2:44)
Technical Analysis: Stochastic. (7:55)
The Psychology of Cycles & Selling.
The Psychology of Market Cycles *Critical.* (35:42)
The ETF Hack, Taxes, Rebalancing. (4:38)
3 Critical Reasons to Sell a Stock. (12:11)
Should You BOTHER Timing the Cycle? (6:17)
July Uploads
Under Armour Analysis (live) (15:19)
Nvidia Analysis Pt 1 (live) (15:04)
2 Types of Investors (14:49)
Sales Force Analysis (live) (26:00)
Etsy Analysis (live) (15:26)
Shift Analysis (live) (18:59)
Revenge (4:28)
Forward PE Spreadsheet Breakdown Pt1 (15:21)
Forward PE Spreadsheet Breakdown Pt2 (15:17)
A Warning on Entities (8:37)
Red Flags - My Regrets (12:03)
Etsy Analysis (live) (15:26)
Nvidia Analysis Pt 2 (live) (19:18)
Identifying Strong Companies in a Recession (live) (8:39)
Adjusted Growth & PEG's Spreadsheet (live) (5:45)
Enphase Analysis Pt 1 (live) (19:50)
Tattooed Chef Analysis (live) (13:21)
Identifying Zombie Companies (live) (5:47)
How to Time the Bottom of the Market (8:30)
October 2023 Additions
Float, Memes, and Momentum (9:59)
PEGS and Fundamental Analysis (19:22)
The Herd and Opportunity Cost (4:33)
New section
Let's be Real about Stocks (10:58)
Risk Management (10:08)
Buying Options Primer 1 (14:26)
Buying Options Primer 2 (6:59)
Buying Options Primer 3 (11:19)
Buying Options Primer 4 (6:21)
Writing Options Primer (13:24)
Your BEST Credit Line & Understanding The Economics of Secured vs Unsecured.
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